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Local Happenings
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Wilton at a Glance โ€ฆ
Ridgefield at a Glance โ€ฆ
Mortgage Corner
The mortgage rates remained quite high as 2024 came to an end. According to the MBA, the most popular loan products saw mixed performance.
  • 30-Year Fixed-Rate Loans: Averaged 7% by the end of December.
  • 15-Year Fixed-Rate Loans: Rose to 7.02%, with jumbo loans reaching 7.13%.
  • FHA Loans: Market share dipped to 16.6% (down 60 basis points).
  • VA Loans: Increased to 15.7% (up 50 basis points).

November and early December saw a promising rise in demand, with five consecutive weekly increases in the MBAโ€™s mortgage applications index. However, the streak ended as the market faced higher rates and seasonal slowdowns in mid-December.
2025 Market Predictions
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We Support ๐–๐จ๐ซ๐ญ๐ก๐ฒ ๐‚๐š๐ฎ๐ฌ๐ž๐ฌ ๐ฌ๐ฎ๐œ๐ก ๐š๐ฌ ๐Œ๐š๐ค๐ž-๐€-๐–๐ข๐ฌ๐ก ๐‚๐“, ๐’๐ญ. ๐‰๐ฎ๐๐ž'๐ฌ ๐š๐ง๐ ๐Š๐ข๐ง๐๐ง๐ž๐ฌ๐ฌ ๐Ž๐ฏ๐ž๐ซ ๐Œ๐ฎ๐ฌ๐œ๐ฎ๐ฅ๐š๐ซ ๐ƒ๐ฒ๐ฌ๐ญ๐ซ๐จ๐ฉ๐ก๐ฒ (๐Š๐Ž๐Œ๐ƒ) by donating a portion of our professional fees from every real estate transaction in our client's honor.

Our goal in 2025 is to donate $30,000+ in our client's honor to these local Worthy Causes. With your continued support of our business, we are confident that we can REACH OUR GOAL!

Please remember to contact us whenever you or someone you know has real estate needs. Not only will they receive award-winning service but you will also be MAKING A DIFFERENCE in the life of a child.

Your Referrals Help These Worthy Causes and TOGETHER WE CAN MAKE A DIFFERENCE in the Lives of Sick Children Locally.
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